Important Notices
This Prospectus is dated the 13th November 2009. A copy of this Prospectus has been lodged with the Australian Securities and Investments Commission ("ASIC"). ASIC takes no responsibility for the contents of this Prospectus. This Prospectus is available in this paper form and also in electronic form on the Internet at www.wdfinance.com.au.

The invitation to invest is available to persons receiving this Prospectus and application form within Australia. If you received an electronic copy of this Prospectus, you may obtain a paper copy free of charge by calling at either of our offices at 9 Lydiard Street North Ballarat, or 44 Armstrong Street South Ballarat.

This Prospectus contains an offer to issue Debenture Investments of Webster Dolilta Finance Limited ABN 49 004 664 322 ("Company"). No Debenture Investments will be issued on the basis of this Prospectus before 13th November 2009 or after its expiry date, 28th November 2010. The Company reserves the right to close the Prospectus at an earlier date. Your financial adviser can help you determine how best to achieve your financial goals and help you decide whether investing in the Investments is appropriate for you.

This Prospectus is an important document and should be read in its entirety. Before deciding to invest, you should consider whether Debenture Investments are a suitable investment for you.

The information in this Prospectus is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. This Prospectus is not a statement of advice. Neither the Company, its Directors, Sandhurst Trustees Limited ("Trustee") nor any member of the Trust group of companies makes any representation as to the performance of the issue, the maintenance of capital or any particular return. 

 The Company refers to and adopts ASIC Class Order 00/174. The Company is not authorized under the Banking Act and is not supervised by the Australian Prudential Regulation Authority. The depositor protection provisions in section 13A of the Banking Act, 1959, will not cover Debenture Investments in the Company.


“This is not a bank product; it is an unlisted debenture product. No independent assessment has been made about the risk to investors losing any of their principal investment. Applications for debentures can only be made on the application form which accompanies the prospectus issued by W&D Finance. Please read the prospectus carefully before deciding whether to make an investment".

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