On behalf of the Directors and staff at W&D Finance, I want to thank you for your trust and support throughout the year. ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
W&D Finance

Seasons greetings and best wishes for a bright 2025

On behalf of the Directors and staff at W&D Finance, I want to thank you for your trust and support throughout the year.

As the holiday season gives us a moment to reflect we are proud to share that W&D Finance achieved a strong performance this year. With investor funds growing by ten per cent on the previous year, the company is in a healthy financial position as we head into 2025.

W&D has continued to support the Ballarat community through donations and the sponsorship of local charities, organisations and sporting clubs. We are excited to maintain these partnerships and make a meaningful impact in our community in the year ahead.

In 2025 our focus remains on delivering exceptional service and competitive non-bank rates for our investors and borrowers.

We wish you and your loved ones a Merry Christmas and a new year filled with growth and success.

Phil Cunningham, Managing Director

Our 27th prospectus is now available. It contains important information about our operations and the terms and conditions for the issue of our debentures. You can download it here, or pop into the office to pick up a hardcopy.

W&D in the community

2024 Albert Coates Oration

Winner of the Albert Coates Memorial Scholarship: Biomedical Science, William Gilbert talking to guests after the oration. Image courtesy of Elizabeth Trugeon.

On November 20, W&D Finance directors Bob Whitcher, Neale Gribble and Andrew Baird attended the 2024 Coates Oration and dinner at Federation University. W&D Finance sponsor the Albert Coates Memorial Trust Scholarship: Biomedical Science which was presented on the night. This year it was awarded to William Gilbert, a second year student studying at Federation University, Mount Helen Campus.   

On receiving his award William said, “I chose this area of study as I’ve always been interested in all fields of science and health since I was a child, and how it plays a part in all aspects of our lives. This scholarship will act as a boost of support for my studies… allowing me to maintain my passion of science with less stress while completing my degree.”

Neale Gribble, who attended the evening said, “W&D Finance is honoured to sponsor the Albert Coates Scholarship for Biomedical Science. We recognise the importance of supporting an initiative that invests in future health professionals who understand the unique needs of our regional and rural communities. Our congratulations go to William, his dedication and passion for the field of health science makes him a deserving recipient of this year’s prize.” 

W&D Finance is incredibly proud to have a 15 year association with the Albert Coates Memorial Trust and in that time has supported over 25 Federation University students. We look forward to continuing to support the program in the years ahead.

To read more about the life of Sir Albert Coates head to our blog.

Adroit Charity Golf Day Cup

On Thursday, November 21, Phil Cunningham, Paul Burke, Steven Coltman and Danny Quinlan headed to 13th Beach Golf Links to represent W&D Finance at the Adroit Insurance & Risk Charity Golf Day. From all reports, only Danny Quinlan's exceptional performance prevented the team from finishing last!

Most importantly, $110,715 was raised on the day. $75,000 was awarded to Empowerment Challenge, a Geelong-based organisation dedicated to supporting young mothers. The grant will fund a new van for the program, enhancing accessibility to services that promote mental health, well-being, mentorship and community connection. The remaining funds went to the Geelong Community Foundation.

Celebrate New Year's Day at Glenlyon Mixed Sports Day  

Looking for a fun, family-friendly way to kick off the New Year? Glenlyon Mixed Sports Day, is the perfect event. Visit the Glenlyon Recreation Reserve on January 1st for a day filled with events like wood chopping, gumboot throwing, bull-boar eating and the world mineral water drinking championship! 

Since 1857, this annual tradition has brought the community together to celebrate the start of the year. All proceeds support local charities and organisations. Bring the family for a memorable day of fun. Head to the Facebook page to find out more. W&D Finance is proud to sponsor this fantastic community event. 

It’s all smiles at 5.75%

12 months fixed term investment

Contact us to learn more about all our accounts.

T&Cs apply. Interest paid monthly, quarterly or on maturity.

 View all Investment Accounts 

Loans

We offer a range of mortgage loan products with competitive interest rates, head to our website to see our latest loan offers.  

And remember, we’re not a bank, we are your financial partner. This means unlike at a bank, you will talk directly to our decision-makers, giving you a tailored financial solution and a faster turn-around.

 View Loan Products 

Christmas Opening Hours

Our offices will be closed from midday Friday, December 20 2024 and reopen Monday, January 6 2025.

Interest payments and rollovers will be processed as normal. Should you have any urgent enquiries during this time please contact admin@wdfinance.com.au.

Webster Dolilta Finance Limited. Australian Financial Services Licence No: 234971

W&D Finance, 44 Armstrong Street South, Ballarat , Australia

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